Reference

Our Legal Terms for Indonesian Accounts

dana55 login operates under a clear legal framework that governs how your account, personal data, and transactions are handled — all aligned with applicable law where local law…

Account Terms & ConditionsPrivacy & Data PolicyDANA, OVO, GoPay, QRIS Usage RulesJurisdiction-Dependent AccessUser Rights & Requests
dana55 login Our Legal Terms for Indonesian Accounts
LEGAL CONTACT PATHS

How to Reach Us on Legal Matters

For any question about your rights, our data practices, or a specific clause in our terms, our compliance-aware support team is reachable through three direct channels.

Live Chat — Legal Queries Open live chat from your account dashboard between 08:00 and 23:00 WIB, seven days…
Email — Formal Notices Send formal data requests, account closure notices or policy disputes to our dedicated legal…
Account Dashboard — Policy Hub Log in, go to Settings > Legal & Privacy, and access every current policy…
DATA & ACCOUNT SECURITY

How We Protect Your Legal Rights and Data

We apply a layered approach to data handling that covers collection, storage, access control and deletion.

Data Minimisation

We collect only the data strictly needed to verify your account and process DANA, OVO, GoPay or QRIS transactions. No behavioural profiling is sold to third parties; your transaction data stays within our secured infrastructure.

Cookie Consent Control

Our cookie banner loads on your first visit and lets you accept, reject or customise each category — analytics, functional and marketing. Your preferences are saved to your browser and your account profile simultaneously.

Account Security Layers

Two-factor authentication via OTP to your registered phone number is enforced at login and at every withdrawal step. Session tokens expire after 30 minutes of inactivity on mobile and 60 minutes on desktop.

Data Retention Schedule

Transaction records are retained for 5 years as required by Indonesian financial regulation. Account profile data is deleted within 30 days of a verified account closure request submitted through Settings > Legal & Privacy.

Right to Correction

You can update your registered name, email or phone number directly in account settings. For identity document corrections, submit a request via live chat with the replacement document; changes process within 48 hours.

Legal Contact & Escalation

If you believe a policy clause has been applied incorrectly to your account, escalate via the email channel in the footer. Our compliance officer reviews escalations personally and responds within 3 business days.

Legal Questions We Hear Most Often

These are the questions our account holders ask when they want to understand their rights, how their data is used, and what happens to their account under specific circumstances. Each answer reflects our current policy and the applicable Indonesian legal context.

We do not sell your data. We share limited identification data with payment processors — DANA, OVO, GoPay and QRIS — only to complete your transactions. No marketing third party receives your personal profile without your explicit consent.

Account eligibility depends on local law. We apply jurisdiction checks at the registration step and restrict access where local law prohibits it. You are responsible for verifying your own eligibility before opening an account.

Log in, go to Settings > Legal & Privacy, and submit the data-deletion form. We process verified requests within 30 days and send a confirmation email once your profile data has been purged from our active systems.

Our terms reference the jurisdiction stated at account creation. Where mandatory local Indonesian consumer-protection law applies, it takes precedence over any conflicting clause in our standard terms, and we update published terms to reflect this.

Yes. Submit a Subject Access Request via the legal email address in our footer. We provide a structured data export within 10 business days, covering your account profile, transaction history and consent records.

If your account is suspended for a policy breach, any unplayed balance is returned to the originating wallet — DANA, OVO, GoPay or QRIS — within 5 business days after our compliance review confirms the refund is not subject to a legal hold.

We review terms quarterly. If a material change affects your rights, we send an in-app notification and an email to your registered address at least 14 days before the change takes effect, giving you time to review or close your account.